1. Age and driving experience. Young and inexperienced drivers are more likely to make mistakes while driving and as a result, they usually pay more for auto insurance.
2. Driving and claim history. Careful drivers who avoid accidents and tickets have lower insurance rates than an unsafe driver who causes accidents and has multiple traffic violations.
3. Make and model of vehicle. The model of your vehicle can directly affect your insurance rates. It costs more to insure a sports car than what it does to insure a family sedan. This is because it costs more to repair a sports car than it does to repair a family vehicle.
4. Geographic location. Insurance rates tend to be less for individuals who live in a rural area compared to an urban area. This is directly related to the amount of traffic.
By being a member of the Defiance Area Chamber of Commerce you may be eligible for special savings on your commercial and personal insurance policies with Auto-Owners Insurance. Since 1916, Auto-Owners has operated solely through trusted and valued independent agents. They are a Fortune 500 Company and the 16th largest property/casualty insurance company in the nation. Their products are brought to you through over 6,000 independent agencies serving over 3 million policy holders in 26 states. Auto-Owners continues to strive for “No-Problem” claims service.
For more information please contact:
First Insurance Group
419 Fifth Street, Ste 1200, Defiance, OH 43512
Grant Insurance Agency
324 Clinton Street, Defiance, OH 43512
414 Clinton Street, Defiance, OH 43512